Rica
Financial and Career Coaching
Rica provides personalized coaching, financial literacy, and career development resources to help clients budget, save, invest, manage debt, and increase compensation.
Clients who refer a friend receive 20% off their consultation.
Referred friends receive a free 30-minute consultation.
Financial Services
Personalized Coaching
Discussing spending habits, saving habits, and tips for limiting impulse purchases and avoiding overdraft fees and credit card debt.
Budgeting
Building a personalized budget, setting time-sensitive personal financial goals, and tracking monthly expenses.
Debt Repayment
Creating a time-measured plan to pay down credit card debt, medical debt, student loans, and other personal loans.
Introduction to Investing
Planning short, medium, and long-term investment goals, building a diversified and risk-conscious portfolio, and evaluating different types of investment accounts (529 Plans, Roth IRAs, Traditional IRAs, and taxable brokerage accounts).
First-time Homebuyer Planning
Building time-sensitive saving and investment strategies for becoming a first-time homeowner. Discussing how to shop for a mortgage, compare lender rates, and qualify for local first-time homebuyer programs.
Joint Financial Planning
Building a personalized budget, setting time-sensitive joint and individual financial goals, tracking monthly expenses, and account and bill organization and management strategies for couples.
Retirement Planning
Locating previous employer retirement accounts, opening new retirement accounts, creating a retirement budget, and discussing options for decreasing living expenses and maintaining income during retirement.
Career Services
Resume and Cover Letter Review
Building a personalized resume that incorporates key words and themes from a client’s targeted job postings and industries, while highlighting professional experience, education, and accomplishments. Drafting, editing, and reviewing a cover letter that incorporates and summarizes relevant experience not listed on a client’s resume.
Career Planning and Research
Conducting personalized and in-depth research on the best-paid and most accessible jobs based on a client’s previous professional experience, targeted industries, and career interests.
Job Application Search
Researching, sourcing, and compiling potential job openings and applications based on a client’s targeted industries and career interests.
Practice Interviews
Providing specific feedback and comprehensive coaching on how to respond to general and behavioral interview questions based on the STAR method.
Compensation Negotiation
Conducting personalized and in-depth research on the best-paid and most accessible jobs based on a client’s previous professional experience, targeted industries, and career interests.